What is an essential characteristic of windstorm damage?

Windstorm damage is characterized by specific indicators that can be identified during an assessment. This means that with the right training and expertise, a field adjuster can differentiate windstorm damage from other types of property damage, such as that caused by hail, flooding, or other natural events.

Identifying unique characteristics of windstorm damage is crucial, as it allows adjusters to determine the impacts accurately and assists in the claims process. For example, signs of windstorm damage might include the roof's shingles being stripped off, siding being damaged, or even trees being uprooted. Each of these signs would require a particular approach to the claim, and being able to recognize them ensures that property owners receive fair assessments based on their specific circumstances.

This ability to differentiate windstorm damage with proper assessment is a key skill for adjusters, as it directly affects their capability to provide accurate evaluations and recommendations for repair or replacement to insurers and policyholders alike.