What should a photo report include for each image taken?

A photo report should include a brief description and date stamped for each image taken because this provides essential context for the images. The description helps to identify what is being depicted in the photograph, such as specific damages, areas of concern, or important features related to the claim. The date stamp is critical in establishing a timeline of events, particularly in situations involving weather-related damages, where the timing of the incident can impact the claim process. Including both elements ensures that the documentation is clear and useful for later review by others involved in the claims process, such as underwriters, claims examiners, or other adjusters.

The other options do not provide a comprehensive understanding of the images. Merely stating the property location would lack the detailed context necessary for understanding the specific issues at hand. A narrative of the event may be useful but does not replace the need for a clear and concise description of each individual image. Lastly, focusing only on repair codes would neglect the visual evidence that needs to be associated with specific descriptions, limiting the report's effectiveness.