What should general loss reports include?

General loss reports should be completely filled out with all damages observed to provide a comprehensive overview of the incident and damages. This thorough documentation is essential for accurately assessing the situation, communicating the extent of the damage to stakeholders, and ensuring that all relevant factors are considered in the claims process.

Including detailed observations helps to prevent misunderstandings about what was affected and facilitates a more effective claims handling or underwriting process. A report that captures every aspect of the damage will aid adjusters in evaluating claims correctly and making informed decisions regarding payouts and necessary repairs.

Documentation limited to only a summary, major repairs, or estimated costs fails to provide the necessary detail for a full understanding of the loss, which can lead to incomplete assessments or disputes later on.