Which of the following deductibles is NOT applicable to TWIA policies?

The choice indicating that the hurricane deductible is not applicable to TWIA policies is accurate. In fact, TWIA policies specifically include a hurricane deductible due to the nature of the coverage they provide; these are policies designed for properties located in areas prone to hurricanes.

Hurricane deductibles are typically expressed as a percentage of the insured value and apply only to losses arising from hurricane events. This structure is unique to TWIA, which means that while they may utilize various types of deductibles, the hurricane deductible is inherently built into the nature of the policy itself.

Other types of deductibles mentioned in the choices, such as the Coverage A Deductible, Coverage B Deductible, and Standard Deductible, may apply to different aspects of the policy or to other insurance policies. Coverage A usually pertains to the dwelling, Coverage B to other structures, and a standard deductible might apply to a variety of claims. In the context of TWIA, the hurricane deductible stands out as one that is specifically mandated within the policy structure.