Which of the following is NOT an Extension of Coverage in TWIA policies?

In TWIA policies, Extensions of Coverage are additional benefits provided beyond the standard coverage, helping to protect policyholders in various situations. "Debris Removal," "Improvements, Alterations, and Additions," and "Property Removal" are all recognized Extensions of Coverage within TWIA policies.

Debris Removal covers the costs associated with removing debris after a covered loss. This is essential for policyholders who may need to clear their property to make repairs or to begin recovery. "Improvements, Alterations, and Additions" refers to coverage for enhancements made to the property, which may not be covered under standard policy limits. "Property Removal" protects items being moved from a location during a time of peril, ensuring that they remain insured even when they are not on the insured premises.

In contrast, "Extra Liability Coverage" is not categorized as an Extension of Coverage in TWIA policies. While it may provide additional protection, it specifically pertains to liability-related risks rather than property-related coverage extensions. Thus, it does not align with the defined Extensions of Coverage under TWIA policies.